Loans Against Rolls-Royce Classic Cars in South Africa

rolls royce classic car

Any Rolls-Royce vehicle, new or classic, is a significant investment – one that can be leveraged to secure finance fast and easily.

Unlocking the value of a classic Rolls-Royce

As registered finance providers specialising in the asset-based lending space, Pawn My Car accepts luxury vehicles and supercars as collateral.

Our secured funding model enables immediate access to finance. Loans are pre-approved, paperwork is kept to a bare minimum and contractual terms are flexible and transparent.

Unlike the credit checks, affordability assessments and strict qualifying criteria imposed by banks and other traditional lenders, Pawn My Car uses the embedded value of the Rolls-Royce classic car as the only benchmark for funding.

Borrowing against a Rolls-Royce: quick, safe and confidential

Quick A physical vehicle appraisal is all that’s required to release a percentage of the Rolls-Royce’s resale value. As a result, financing is available on the spot.

Safe In the case of a loan default, incurred losses are recovered through the sale of the vehicle. Personal assets are safe, and the owner’s credit report and financial track record remain unblemished.

Confidential The funding agreement is discrete. Credit agencies and historical lenders are not informed.

Where and how to apply for a loan against a Rolls-Royce

The Pawn My Car network consists of several conveniently located branches in South Africa’s major metros. Vehicle appraisals are conducted onsite on an appointment-only basis.

Where to get a loan against a Rolls-Royce in Johannesburg

Pawn My Car Florida: 010 880 2416
Pawn My Car Sandton: 011 440 0052

Where to get a loan against a Rolls-Royce in Cape Town

Pawn My Car Cape Town: 021 419 1113
Pawn My Car Brackenfell: 021 000 1879

Where to get a loan against a Rolls-Royce in Durban

Pawn My Car Durban: 031 305 7202

Where to get a loan against a Rolls-Royce in Port Elizabeth

Pawn My Car Port Elizabeth: 041 368 9590

 

How to apply for a loan against a Rolls-Royce

Securing finance through Pawn My Car is quick and easy.

Simply complete our online application form, or telephone our call centre, and tell us about your Rolls-Royce – its model, mileage, condition and provenance.

Based on this information, we’ll make an initial loan offer. This is an estimate of how much finance we’re prepared to make available.

If you’d like to proceed, we’ll make an appointment for an independent appraiser to inspect the Rolls-Royce. We’ll then furnish you with a final loan offer.

If you accept the offer, we’ll transfer the loan amount to your account via EFT and store your Rolls-Royce in a secure, access-controlled facility. Once the loan has been repaid, the vehicle will be returned to you, in the condition you left it.

Rolls-Royce classic models

Rolls-Royce classic cars are synonymous with wealth and luxury, but none is more so than the Silver Shadow. The Silver Wraith, with its elegant styling and enhanced performance, and early model Phantoms, are not far behind.

The following table lists some of the most popular classic Rolls-Royce models.

Bentley

Bentley 3.5 L Thrupp & Maberley body

Bentley 4.5 L Seventh

Bentley Custom Pick-up

Bentley Mk VI Van den Plas Drophead Coupé

Bentley R-Type Drophead Coupé

Bentley S2

Bentley Sports Saloon

Bentley Standard Steel Saloon

Bentley T1 Drophead Coupé

Rolls-Royce 20/25

Rolls-Royce 20hp GFN 33 Hooper Sedanca

Rolls-Royce Barker 4d4l Saloon

Rolls-Royce Drophead Corniche

Rolls-Royce Hooper Landaulette

Rolls-Royce James Young Limo

Rolls-Royce Phantom II

Rolls-Royce Phantom II Sedanca De Ville

Rolls-Royce Phantom V by James Young

Rolls-Royce Silver Cloud I

Rolls-Royce Silver Cloud I Drophead

Rolls-Royce Silver Cloud II

Rolls-Royce Silver Cloud III

Rolls-Royce Silver Dawn Long Boot

Rolls-Royce Silver Dawn Short Boot

Rolls-Royce Silver Shadow

Rolls-Royce Silver Shadow I 6.23 V8

Rolls-Royce Silver Shadow II

Rolls-Royce Silver Shadow Mulliner Park Ward

Rolls-Royce Silver Spirit

Rolls-Royce Silver Wraith

Rolls-Royce Silver Wraith Parkward Limo

Rolls-Royce Windovers Limousine de Ville

 

Newer Rolls-Royce models in South Africa

Rolls-Royce has been shoring up its South African following with the introduction of the Phantom in 2018, followed by the Rolls-Royce Cullinan – a super-luxury SUV – in 2019. The SUV is one of the most popular in its class.

Now the second-generation Rolls-Royce Ghost saloon, remodelled with an understated aesthetic, all-aluminum chassis and the proprietary “Planar” suspension system, is on its way to South Africa.

Pawn My Car

With Pawn My Car, you can use a Rolls-Royce, or any car, bakkie, truck or boat that’s in your name to secure a loan quickly and easily, with no delays or laborious paperwork.

For more information, contact us on 0861 112 866 or simply complete and submit our online application form.

Complete an application now

APR & Loan period

Fixed rates range from 36% to 60% APR and payment options range from minimum 3 to maximum 24 months. Apart from the initiation and monthly fees shown below, the only additional fee is credit life insurance if the borrower does not have this already.

Renewals

All accounts may be renewed if they are up to date.

Collection

All payments are made via EFT or direct deposits into Lamna’s bank account. There are no debit orders.

Non-payment

Non-payments may result in the matters being escalated.

Illustrative example

Client borrows R10,000 for 90 days.

Loan
Amount
Repayment Period
Monthly Repayment
Total Cost of Loan
Initiation
Fee
Monthly Fee
(Interest + Service Charge)
APR
Loan Amount

R10,000

Repayment Period

3 months

Monthly Repayment

R560

Total Cost of Loan

R12,370

Initiation Fee

R1,000

Monthly Fee (Interest + Service Charge)

R650

APR

60%

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