Pay off a loan faster, and it will cost you less in interest – but especially when times are tough, how can you go about doing this? We offer some simple strategies for paying off any type of loan, from credit card debt to a small bank loan, car loan or asset-based loan. First, check…

When you apply for a loan there’s always the possibility, no matter how slight, that your application might be rejected. It can be a little disheartening if this happens, but it’s by no means the end of the road. You still have some options if the bank or money lender rejects your application. We take…

It seems everything from shopping to making doctor’s appointments is moving online. Banking is no exception, with most transactions now available online or via a banking app. Loans can be obtained online too and, in some cases, the entire process is handled virtually. With the number of online services offering loans on the rise, a…

Whether it’s good or bad debt, owing money is something that most of us have to live with. From home loans to credit card payments and even gym memberships, monthly payments can eat into your salary and make it hard to get by every month. When debt gets out of control, it can lead to…

Do you have a small truck or bakkie for your business, or as a personal vehicle? With Pawn My Car, it’s fast and convenient to use a truck to get a loan. Using a light or medium commercial vehicle or a bakkie, you can access funds fast – without having to sell the vehicle. How…

With spiralling costs, a weak rand and comparatively low salaries, many South Africans are struggling to make ends meet. At the same time, financial institutions are tightening their lending policies. In this context, using a paid up vehicle to secure a short-term, asset-based loan is an attractive option. However, we strongly advise against the many…

Ask the average person in South Africa what they know about our car industry and there’s a good chance they’ll tell you we pay more for our cars than buyers from other countries. In fact, cars in many other countries – and the costs of driving them – are more expensive than they are here….

Whether it’s to pay your bills or to cover unexpected business or medical expenses, pawning your car is an easy way to get cash fast. It’s also an option even if, along with millions of other South Africans, you currently have a less than perfect credit rating. Pawn My Car Cape Town is part of…

South Africans are drowning in debt. Of the 24.25 million credit active consumers, a staggering 9.85 million are unable to pay back what they owe to banks, retailers and telecoms providers. This means more than 40 percent of South Africans who have bank loans, credit cards and retail accounts are in financial trouble. NCR statistics…

You rely on your car practically every single day. It gets you to work and your kids to school. You do the weekly shopping in it and the much-needed holiday away from the city. It only makes sense that you maintain your car properly. Servicing and maintaining your car ensures it performs at its peak,…