loan against
your vehicle.

  • Trustworthy & reliable service
  • Same-day funding
  • A private, hassle-free & discreet process
  • Competitive rates & no hidden fees
Apply online now

loan against
your vehicle.

  • Trustworthy & reliable service
  • Same-day funding
  • A private, hassle-free & discreet process
  • Competitive rates & no hidden fees
Apply online now

4 easy steps

1

Apply.

Fill in the application form or call us.

2

Schedule.

We call you to setup an appointment.

3

Appraise.

Bring your vehicle in for a valuation.

4

Get funded.

Confirm details and receive your funds.

Why choose Pawn My Car?

  • Pawn My Car has been in operation since 2013. We have assisted many clients to use their paid-up vehicles as collateral against a loan.
  • Once a transaction is concluded, funds are paid into your account and immediately cleared, available for use before leaving the office.
  • Personal and approachable service. We’re real people who understand real needs. Friendly, respectful, and here to help every step of the way.
  • Your car is in good hands, securely stored, fully insured and treated with care while it’s with us.
  • No hidden fees. We believe in full transparency, what you see is what you get. No surprises, no fine print.
  • We have branches nationwide in Johannesburg, Cape Town, Durban & Gqeberha.

  • Quick & simple

    Running a construction business creates cashflow challenges. PMC was quick and simple.
    Mark

  • Great service

    InkonZo eZothile enobuhlobo. Great service. Friendly staff. I will definitely use you guys again when I need to.
    Amos K

  • SUPPORT WHEN NEEDED

    “It’s true that when days are dark, friends are few…Pawn My Car has stood by me tirelessly since 2020. In times of financial crisis I got help from them and my car being brought back in its good condition. Thanks, Jared and your team. Keep up the good work and friendly personality.”
    Tina

  • OUTSTANDING SERVICE

    “Outstanding service. Thanks Robert and all the staff at PMC….Your assistance was very busy much appreciated….I’m so grateful.”
    Derix

  • ALWAYS THERE

    “As always thank you to all at Pawn My Car. You are always there when I need you.”
    Vincent

Our services

Pawn your car
Pawn your boat
Pawn your motorcycle
Pawn your truck

Take the first step.

You’re minutes away from getting the cash you need! Apply online or call us on 0861 112 866.

Apply online now
Apply online now

Illustrative example: a client borrows R10,000 for 90 days.

Loan amount

Repayment period

Monthly interest

Total cost of loan

Initiation fee

Monthly fee

APR

R10,000

3 months

R500

R2,914.50

R1,207.50

R569

60%

APR & loan period

Fixed rates range from 36% to 60% APR and payment options range from minimum 3 to maximum 24 months. Apart from the initiation and monthly fees shown below, the only additional fee is credit life insurance if the borrower does not have this already.

Renewals

All accounts may be renewed if they are up to date.

Non-payment

Non-payments may result in the matters being escalated.

Collection

All payments are made via EFT or direct deposits into Lamna’s bank account. There are no debit orders.