Pawn Your Motorcycle

If you need cash to see you through a tough spot or to help your business with a short-term cash flow problem, pawning your motorcycle could be the solution.

How to pawn your motorcycle

To get a loan against your motorcycle, simply contact us and tell us the make, model, year and mileage of the vehicle. The motorcycle’s value will determine the value of the loan we offer.

If you choose to proceed, we’ll arrange a meeting, where we’ll ask to see the original motorcycle registration documents, which must be in your name; your ID book; and proof of address. We’ll inspect the motorcycle and, if all is in order, finalise an agreement.

Then we’ll transfer the funds to you straight away

Note that there can’t be any debt outstanding on the motorcycle for it to qualify as collateral for a loan.

Advantages of pawning your motorcycle

Fast access to cash
Traditional types of loans can take weeks to secure. If you pawn your motorcycle to obtain a loan from us, you could have the funds you need in your account on the same day you apply.

No credit checks or invasive questioning
Pawning your motorcycle is an example of securing an asset-based loan. Because the motorcycle serves as collateral for the loan, we have no interest in your credit record, financial history or other financial information.

With Pawn My Car, the process of getting a loan against your motorcycle is completely confidential. We don’t supply credit bureaus, financial institutions or anyone else with information about the transaction, which is purely between you and us.

You don’t have to sell
Sell an asset like a motorcycle in a hurry could mean losing out financially because of a rushed sale – and once your trusted bike is gone, you might regret your decision. An advantage of pawning your motorcycle with us is that once you’ve repaid the loan amount with agreed interest, the motorcycle will be returned to you, in the same condition you left it.

Once you’ve submitted:
  1. Our representative will call you
  2. Bring your vehicle in for a value confirmation
  3. Ensure the documentation is correct
  4. Read, complete and if happy, sign the agreement
  5. Funds are transferred into your bank account.

Contact us

“InkonZo eZothile enobuhlobo. Great service. Friendly staff. I will definitely use you guys again when I need to - Amos K”
“Running a construction business creates cashflow challenges. PMC was quick and simple. - Mark”
“Thank you Pawn My Car. You saved my month - Eric”
“They helped me fund my business - Karen”
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Pawn My Car is a division of Lamna Financial Services, which is registered with
both the NCR (National Credit Regulator) and FSB (Financial Services Board).

Call us for more information on 0861 112 866

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APR & Loan period

Fixed rates range from 36% to 60% APR and payment options range from minimum 3 to maximum 24 months. Apart from the initiation and monthly fees shown below, the only additional fee is credit life insurance if the borrower does not have this already.


All accounts may be renewed if they are up to date.


All payments are made via EFT or direct deposits into Lamna’s bank account. There are no debit orders.


Non-payments may result in the matters being escalated.

Illustrative example

Client borrows R10,000 for 90 days.

Repayment Period
Monthly Repayment
Total Cost of Loan
Monthly Fee
(Interest + Service Charge)
Loan Amount


Repayment Period

3 months

Monthly Repayment


Total Cost of Loan


Initiation Fee


Monthly Fee (Interest + Service Charge)