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Illustrative example: a client borrows R10,000 for 90 days.
|
Loan amount |
Repayment period |
Monthly interest |
Total cost of loan |
Initiation fee |
Monthly fee |
APR |
|
R10,000 |
3 months |
R500 |
R2,914.50 |
R1,207.50 |
R569 |
60% |
APR & loan period
Fixed rates range from 36% to 60% APR and payment options range from minimum 3 to maximum 24 months. Apart from the initiation and monthly fees shown below, the only additional fee is credit life insurance if the borrower does not have this already.
Renewals
All accounts may be renewed if they are up to date.
Non-payment
Non-payments may result in the matters being escalated.
Collection