Pawn your Truck for Fast, Easy Cash

Use your fully paid-up truck, bakkie or utility vehicle as collateral for a short-term loan. No banks, no credit checks – just straightforward, fast funding.

Fully paid-up truck in your name?

You can get the money you need straight away, without having to sell your truck.

  • Unlock value without selling
  • Quick approval process
  • Strictly confidential
  • No excessive paperwork
  • No invasive questioning
  • No credit bureaus or banks

Quick & simple

5 star rating
5 star rating
5 star rating
5 star rating
5 star rating
Running a construction business creates cashflow challenges. PMC was quick and simple.
Mark Pawn My Car testimonial
Mark

Great service

5 star rating
5 star rating
5 star rating
5 star rating
5 star rating
InkonZo eZothile enobuhlobo. Great service. Friendly staff. I will definitely use you guys again when I need to.
Amos K

How to pawn your truck

1

Tell us about your vehicle

Call us, WhatsApp us or apply online with your truck’s make, model, year and mileage. We’ll put together a loan offer based on its market value. The truck must be fully paid up and registered in your name to qualify.

2

Bring it in for a look

At the agreed time, bring your truck to your nearest branch along with your registration documents, ID book and proof of address. We carry out a physical inspection and, if all is in order, draw up the agreement.

3

Sign and get paid

Once the paperwork is signed, the funds go straight into your bank account. Your truck is kept safely in storage while the loan is outstanding.

4

Repay and reclaim

Settle the loan and agreed interest – on your terms, within the agreed period – and your truck is handed back to you, in the same condition it was in when you left it with us.

The Pawn My Car difference

Speed where it counts

When you need cash urgently, waiting weeks for a bank decision isn’t an option. We move fast so you can too.

Your truck does the talking

We’re not interested in your credit score or employment history. The value of your vehicle is all that matters.

A discreet transaction

What you do with your money is your business. We don’t report to credit bureaus or share your information with anyone.

A temporary arrangement, not a sale

You’re borrowing against your truck, not giving it up. Once you’ve settled the loan, it’s back in your hands.

Lending you can trust

As a division of Lamna Financial Services, registered with the NCR and FSB, we operate fully within National Credit Act guidelines.

GET CASH TODAY

You’re minutes away from the funds you need. Apply online now or call us on 0861 112 866.

Apply online now
Apply online now

FAQ: Pawning a Truck

We accept light and medium-duty trucks, provided the vehicle is fully paid-up, registered in your name and in good condition.

If you’ve brought the required documents with you, we can conclude the agreement within an hour.

Yes. Once we’ve made initial contact and you’d like to proceed, we’ll arrange a time to appraise the truck and finalise the paperwork.

The loan amount is based on the appraised value of your vehicle, taking into account its make, model, age and condition. We have processed loans against trucks ranging from thousands of rands to over a million.

Yes, but you must have the means to repay the loan. If repayments are not met, the truck may be sold to recover the outstanding amount.

We offer flexible repayment terms of up to 24 months.

If you’re struggling to meet repayments, contact us as soon as possible and we’ll do our best to find a workable solution. If the debt cannot be resolved, the truck will be sold and the proceeds used to settle the outstanding balance.

Yes, and there is no early settlement penalty.

No. We provide loans only against fully paid-up vehicles.

Yes. Your truck is securely stored and fully insured while in our care. It is returned to you in the same condition it was in when you handed it over.