Pawn Your Vehicle for Instant Cash

Get a same-day loan against your fully paid-up car, bakkie, motorcycle, boat or caravan. No invasive or time-consuming process. No banks. Just fast cash.

QUICK CASH USING YOUR FULLY PAID-UP VEHICLE

Need money fast? If you own your vehicle outright, you can use it to secure an instant loan – without selling it.

Because your vehicle serves as collateral, there’s no credit checking, minimal paperwork and no invasive questioning. Get the cash you need in your account within hours, then reclaim your vehicle once the loan and agreed interest are repaid.

Types of vehicles we accept: Cars • Bakkies • Motorcycles • Boats • Caravans

Why choose vehicle pawning?

  • Unlock value without selling
  • Same-day approval and payment
  • Strictly confidential
  • No effect on credit rating
  • No banks involved

Quick & simple

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Running a construction business creates cashflow challenges. PMC was quick and simple.
Mark Pawn My Car testimonial
Mark

Great service

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5 star rating
5 star rating
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InkonZo eZothile enobuhlobo. Great service. Friendly staff. I will definitely use you guys again when I need to.
Amos K

How vehicle pawning works

1. Get an instant quote

Contact us with your vehicle’s make, model, year and mileage. We’ll give you an offer over the phone based on its value.

The vehicle must be fully paid up and registered in your name.

2. Quick inspection and approval

Bring your vehicle registration documents (in your name), ID book and proof of address. We inspect the vehicle and finalise the agreement.

3. Receive your funds

Money is transferred to your account immediately. Your vehicle is stored securely until the loan is repaid.

4. Get your vehicle

Once you’ve repaid the loan and agreed interest, you get your vehicle back.

Why choose to pawn your vehicle?

Same-day cash

Bank loans can take weeks. Vehicle pawning gives you access to funds within hours.

No credit checks

The vehicle’s value secures the loan; not your credit history.

Complete privacy

We don’t ask about your salary, employment or spending habits. Your financial affairs remain private.

Keep your asset

Your vehicle remains yours; get it back once the loan and agreed interest are repaid.

Fair, regulated rates

All interest rates comply with National Credit Act guidelines.

GET CASH TODAY

You’re minutes away from the funds you need. Apply online now or call us on 0861 112 866.

Apply online now
Apply online now

Vehicle Pawning FAQ

Any car, bakkie, motorcycle, boat or caravan that’s fully paid up, in good condition and has reasonable market value.

You can borrow a percentage of your vehicle’s market value. The exact amount depends on the vehicle’s make, model, year and condition.

No. The vehicle must be fully paid off with no outstanding debt and registered in your name.

Usually a few hours. Most clients receive funds in their account on the same day they apply.

Your vehicle is kept in a secure, insured facility for the duration of the loan. It won’t be driven during this time.

If you’re unable to repay, the vehicle is sold to recover the loan amount and you forfeit ownership. However, we work with clients to find solutions wherever possible.

Yes. We’re a division of Lamna Financial Services, registered with the NCR and FSB. All loans comply with National Credit Act regulations.