Pawn Your Vehicle for Instant Cash
Get a same-day loan against your fully paid-up car, bakkie, motorcycle, boat or caravan. No invasive or time-consuming process. No banks. Just fast cash.
QUICK CASH USING YOUR FULLY PAID-UP VEHICLE
Need money fast? If you own your vehicle outright, you can use it to secure an instant loan – without selling it.
Because your vehicle serves as collateral, there’s no credit checking, minimal paperwork and no invasive questioning. Get the cash you need in your account within hours, then reclaim your vehicle once the loan and agreed interest are repaid.
Types of vehicles we accept: Cars • Bakkies • Motorcycles • Boats • Caravans
Why choose vehicle pawning?
- Unlock value without selling
- Same-day approval and payment
- Strictly confidential
- No effect on credit rating
- No banks involved
Quick & simple
Running a construction business creates cashflow challenges. PMC was quick and simple.
MarkGreat service
InkonZo eZothile enobuhlobo. Great service. Friendly staff. I will definitely use you guys again when I need to.
Amos KSUPPORT WHEN NEEDED
“It’s true that when days are dark, friends are few…Pawn My Car has stood by me tirelessly since 2020. In times of financial crisis I got help from them and my car being brought back in its good condition. Thanks, Jared and your team. Keep up the good work and friendly personality.”
TinaOUTSTANDING SERVICE
“Outstanding service. Thanks Robert and all the staff at PMC….Your assistance was very busy much appreciated….I’m so grateful.”
DerixALWAYS THERE
“As always thank you to all at Pawn My Car. You are always there when I need you.”
Vincent
How vehicle pawning works
1. Get an instant quote
Contact us with your vehicle’s make, model, year and mileage. We’ll give you an offer over the phone based on its value.
The vehicle must be fully paid up and registered in your name.
2. Quick inspection and approval
Bring your vehicle registration documents (in your name), ID book and proof of address. We inspect the vehicle and finalise the agreement.
3. Receive your funds
Money is transferred to your account immediately. Your vehicle is stored securely until the loan is repaid.
4. Get your vehicle
Once you’ve repaid the loan and agreed interest, you get your vehicle back.
Why choose to pawn your vehicle?
Same-day cash
Bank loans can take weeks. Vehicle pawning gives you access to funds within hours.
No credit checks
The vehicle’s value secures the loan; not your credit history.
Complete privacy
We don’t ask about your salary, employment or spending habits. Your financial affairs remain private.
Keep your asset
Your vehicle remains yours; get it back once the loan and agreed interest are repaid.
Fair, regulated rates
All interest rates comply with National Credit Act guidelines.
GET CASH TODAY
You’re minutes away from the funds you need. Apply online now or call us on 0861 112 866.
Vehicle Pawning FAQ
Any car, bakkie, motorcycle, boat or caravan that’s fully paid up, in good condition and has reasonable market value.
You can borrow a percentage of your vehicle’s market value. The exact amount depends on the vehicle’s make, model, year and condition.
No. The vehicle must be fully paid off with no outstanding debt and registered in your name.
Usually a few hours. Most clients receive funds in their account on the same day they apply.
Your vehicle is kept in a secure, insured facility for the duration of the loan. It won’t be driven during this time.
If you’re unable to repay, the vehicle is sold to recover the loan amount and you forfeit ownership. However, we work with clients to find solutions wherever possible.
Yes. We’re a division of Lamna Financial Services, registered with the NCR and FSB. All loans comply with National Credit Act regulations.