Johannesburg’s Top Auto Pawn Shop
Pawn My Car is Johannesburg’s top auto pawn shop, offering the most trusted and competitive loans against cars and other finance-free vehicles.
What makes Pawn My Car different
We’re a division of a specialised financial services provider, registered with the Financial Services Board (FSB). Our pawn services and interest rates are fully compliant with the National Credit Regulator (NCR).
In addition to our online presence, we operate Pawn My Car branches in key urban centres across South Africa. The company has a long and trusted track record as a short-term loans specialist, using vehicles as collateral.
As the top auto pawn shop in Johannesburg, we offer the best deals at affordable interest rates.
What we do (and don’t) offer
Pawn My Car offers quick cash loans against fully paid-up vehicles. No credit checks or employment history are required.
The amount of money you can borrow is based on a percentage of the appraised value of the vehicle.
The company does NOT offer “pawn your car and still drive it” deals. In fact, we warn South African consumers against this type of loan model.
Instead, Pawn My Car will store your vehicle in an ultra-secure facility for the duration of the loan. Nobody else will drive it and your ownership of the vehicle is not compromised.
Once the loan is repaid, your car, SUV, boat, utility van or motor bike is returned to you in exactly the condition you left it.
Jo’burg’s best auto pawn shop
Customer reviews of our company reveal what makes us Johannesburg’s top auto pawn shop.
~ Amos K
~ Karen
~ Mark
Our Johannesburg branch in Wynberg, Sandton
When you need extra cash but don’t want to sell your car, our friendly staff at our Jo’burg auto pawn shop are there to help.
Apply online or call us now on 011 440 0052 for an initial offer of a car loan, and to set up an appointment for a physical vehicle appraisal.
We’re located at 24 6th Street, Wynberg, Sandton.
Our operating hours are 8:30 a.m. to 5 p.m., Monday to Friday.
At Pawn My Car, Johannesburg’s top auto pawn shop, you can use a car, bakkie, truck or boat that’s in your name to secure a loan quickly and easily, with no delays or laborious paperwork. For more information, contact us on 0861 112 866 or simply complete and submit our online application form.
APR & Loan period
Fixed rates range from 36% to 60% APR and payment options range from minimum 3 to maximum 24 months. Apart from the initiation and monthly fees shown below, the only additional fee is credit life insurance if the borrower does not have this already.
Renewals
All accounts may be renewed if they are up to date.
Collection
All payments are made via EFT or direct deposits into Lamna’s bank account. There are no debit orders.
Non-payment
Non-payments may result in the matters being escalated.
Illustrative example
Client borrows R10,000 for 90 days.
Loan
Amount
Repayment Period
Monthly Repayment
Total Cost of Loan
Initiation
Fee
Monthly Fee
(Interest + Service Charge)
APR
Loan Amount
R10,000
Repayment Period
3 months
Monthly Repayment
R560
Total Cost of Loan
R12,370
Initiation Fee
R1,000
Monthly Fee (Interest + Service Charge)
R650
APR
60%
