Loan Against a Nissan in South Africa

loan against a Nissan

At Pawn My Car, you can get a competitive, asset-based loan, including a loan against a Nissan in South Africa.

Nissan has been a popular brand in South Africa for decades. Nissan has been assembling vehicles in South Africa since 1966 – and the Nissan Magnite, Nissan Almera and Nissan Navara are all currently among the top 30 best-selling vehicles in the country.

When pawning a Nissan makes sense

Pawning a car involves using a paid-up vehicle as collateral, to get a secured loan. This makes it possible to unlock the value of the vehicle, quickly and without having to sell it.

It makes sense to consider pawning a vehicle if:

  • you need fast access to funds to bridge a gap or exploit a time-sensitive opportunity
  • you’ll be able to repay the loan and agreed interest in coming months.

Pawning an asset of value, like a vehicle, has a number of potential advantages over traditional bank loans:

  • very quick turnaround
    Pawning an asset eclipses the traditional methods of borrowing money because of the speed and ease with which funds are available. Because the loan is secured by an asset, there’s no need for time-consuming loan approval processes. Often we process loans within 24 hours of application.
  • easy access
    It’s difficult (or impossible) to get a bank loan if you’re unemployed or have a less than stellar credit rating. These restrictions don’t apply when you pawn a vehicle. Because the vehicle itself secures the loan, there’s no need for financial guess work by the lender.
  • confidentiality
    Unlike banks, we don’t share details of loans with South African credit bureaus. This means that a loan from us won’t have any impact on your credit rating. We also protect the privacy of our customers. We do not share customers’ information with third parties.

How to get a loan against a Nissan

Getting a loan against a Nissan is as easy as submitting an application form online or calling the Pawn My Car call centre, on 0861 112 866.

Just tell us about the model, mileage and condition of your vehicle, and we’ll make an initial, illustrative loan offer.

If you decide to proceed, we’ll arrange to appraise the vehicle at one of our Pawn My Car branches. We’ll then make a formal loan offer.

If you’d like to go ahead, we’ll complete and sign a loan agreement, and transfer the funds to your account straight away.

We’ll store your vehicle in a secure, access-controlled facility for the loan duration.

Once the loan and agreed interest have been repaid, your Nissan is returned it to you in its original condition. Nobody will drive or access it while it’s in our care.

Our branches: contact details

Pawn My Car is a registered finance provider with branches in key South African cities. Our consultants are available during office hours to set up vehicle appraisal appointments and process loans against cars quickly and efficiently.

Where to get a loan against a Nissan in Cape Town

Pawn My Car Cape Town: 021 419 1113

Where to get a loan against a Nissan in Johannesburg

Pawn My Car Sandton: 011 440 0052

Where to get a loan against a Nissan in Durban

Pawn My Car Durban: 031 305 7202

Where to get a loan against a Nissan in Gqeberha (Port Elizabeth)

Pawn My Car Port Elizabeth: 041 368 9590

How a loan against a vehicle works with Pawn My Car

At Pawn My Car, we offer instant cash loans against debt-free cars.

We require the car’s original registration papers and a copy of the owner’s ID and proof of residence. Only the registered owner of the vehicle is entitled to pawn the car.

The vehicle is appraised at a Pawn My Car brand, the paperwork signed, and the car handed over and stored away. Once the borrowed funds are repaid in full, the Nissan is available for collection.

With Pawn My Car, you can secure a loan against a Nissan in South Africa or another vehicle, with no delays or laborious paperwork. For more information, contact us on 0861 112 866 or simply complete and submit our online application form.

Complete an application now

APR & Loan period

Fixed rates range from 36% to 60% APR and payment options range from minimum 3 to maximum 24 months. Apart from the initiation and monthly fees shown below, the only additional fee is credit life insurance if the borrower does not have this already.


All accounts may be renewed if they are up to date.


All payments are made via EFT or direct deposits into Lamna’s bank account. There are no debit orders.


Non-payments may result in the matters being escalated.

Illustrative example

Client borrows R10,000 for 90 days.

Repayment Period
Monthly Repayment
Total Cost of Loan
Monthly Fee
(Interest + Service Charge)
Loan Amount


Repayment Period

3 months

Monthly Repayment


Total Cost of Loan


Initiation Fee


Monthly Fee (Interest + Service Charge)