Loan Against an Isuzu Bakkie in South Africa

loan against an Isuzu bakkie

With Pawn My Car, you can get a competitive, asset-based loan, including a loan against an Isuzu bakkie, in South Africa.

Since launching its first SA-manufactured bakkies in 1978, Isuzu has steadily increased its local market share. Now, the Isuzu D-Max is close to topping the list in South Africa.

Having invested R1.2 billion to upgrade its Struandale production facilities in Gqerbha, the Japanese auto manufacturer launched the new, locally-built Isuzu D-Max in the second quarter of 2022.

When pawning an Isuzu makes sense

Pawning an Isuzu is a quick and discreet way to raise funds. It’s the answer when money is needed in the short-term to pay for goods and services.

As a rule, asset-based lenders base approvals on one factor – the appraised value of the asset, which, in this case, is an Isuzu bakkie.

Criteria used by banks, like an applicant’s credit history, financial track record and income, are not considered in the pawning process. Hence, the quick turnaround time.

Similarly, the loan itself doesn’t reflect on the owner’s credit record. It has no impact whatsoever on the credit score.

As a result, anyone with a fully paid-up vehicle is eligible for a loan, regardless of whether he or she is employed or under debt review.

When pawning an Isuzu, you can leverage the value embedded in the bakkie without parting with it for good. It really is the easiest way to unlock the capital required to cover life’s emergencies.

How and where to get a loan against an Isuzu in South Africa

Getting a loan against an Isuzu bakkie is as easy as submitting an application form online or calling the Pawn My Car call centre, on 0861 112 866.

Just tell us about your vehicle, including its model, mileage and condition, and we’ll make an initial offer of a loan.

If you choose to proceed, we’ll need to appraise the vehicle at one of our Pawn My Car branches. We’ll then make a formal loan offer.

If you’d like to proceed, we’ll complete and sign a loan agreement, and transfer the funds to your account via EFT.

We’ll store the bakkie in a secure facility and, once the loan and agreed interest have been repaid, return it to you in its original condition. Nobody will drive or access your vehicle while it’s in our care.

Our branches: contact details

Pawn My Car is a registered finance provider with branches in key South African cities. Our consultants are available during office hours to set up vehicle appraisal appointments and process loans against cars quickly and efficiently.

Where to get a loan against an Isuzu in Cape Town

Pawn My Car Cape Town: 021 419 1113

Where to get a loan against an Isuzu in Johannesburg

Pawn My Car Sandton: 011 440 0052
Pawn My Car Florida: 010 880 2416

Where to get a loan against an Isuzu in Durban

Pawn My Car Durban: 031 305 7202

Where to get a loan against an Isuzu in Gqeberha (Port Elizabeth)

Pawn My Car Port Elizabeth: 041 368 9590

With Pawn My Car, you can secure a loan against an Isuzu bakkie or another Isuzu vehicle, with no delays or laborious paperwork. For more information, contact us on 0861 112 866 or simply complete and submit our online application form.

Complete an application now

APR & Loan period

Fixed rates range from 36% to 60% APR and payment options range from minimum 3 to maximum 24 months. Apart from the initiation and monthly fees shown below, the only additional fee is credit life insurance if the borrower does not have this already.

Renewals

All accounts may be renewed if they are up to date.

Collection

All payments are made via EFT or direct deposits into Lamna’s bank account. There are no debit orders.

Non-payment

Non-payments may result in the matters being escalated.

Illustrative example

Client borrows R10,000 for 90 days.

Loan
Amount
Repayment Period
Monthly Repayment
Total Cost of Loan
Initiation
Fee
Monthly Fee
(Interest + Service Charge)
APR
Loan Amount

R10,000

Repayment Period

3 months

Monthly Repayment

R560

Total Cost of Loan

R12,370

Initiation Fee

R1,000

Monthly Fee (Interest + Service Charge)

R650

APR

60%