Loan Against Supercars on the Rise in South Africa

Pawn My Car is South Africa’s leading specialist for loans against luxury or high-value vehicles, including supercars and classic or vintage cars.

We have assisted many clients in unlocking the equity in high-performance vehicles through swift, professional loans.

SA’s supercar market and growth in supercar loans

To an extent, South Africa’s luxury vehicle market beats to its own drum. Even during the peak of the pandemic in 2020, sales appeared relatively unaffected by South Africa’s stagnant economy.

In 2023, Durbanites were reminded that supercars aren’t quite the rarity one might imagine, with hundreds of supercars exhibited on Saxnomy SuperCar Sunday.

This year, sports car lovers are waiting with anticipation for the arrival in South Africa of a number of new performance car models.

Among them are the 2024 Ford Mustang Dark Horse, the BMW M3 Touring, the 2024 Lotus Eletre and the Mercedes-AMG C63 SE Performance.

Supercars and other high-end luxury assets are not only nice-to-have passion investments, they are increasingly being used to secure short-term loans in South Africa and worldwide.

Due to the rising values of collectible cars, high net-worth individuals are leveraging the equity locked in these assets – while retaining ownership.

Advantages of our loans against supercars

There are many advantages of Pawn My Car loans against supercars, including:

  • access to funding within 24 hours
  • flexible repayment terms
  • no income or credit checks
  • secure, access-controlled supercar storage
  • NCA-aligned interest rates
  • trusted, FSB-accredited loan provider.

When a supercar loan may suit your needs

Using a supercar to secure a loan unlocks equity fast.

It’s the go-to option for individuals who need to free up capital to finance the purchase of a second or third property, plough capital into the stock market, diversify their investment portfolio, enlarge an existing asset collection or cover a tax liability.

A loan against a supercar is discreet, flexible and unrestrictive. Funding can be secured within hours; paperwork is kept to a bare minimum and terms are negotiable.

SA’s leading provider of loans against luxury and classic cars

Pawn My Car is part of the Lamna financial services family, a company accredited by the National Credit Regulator (NCR) and Financial Sector Conduct Authority of South Africa.

We have an established track record as a niche provider of loans against vehicles, including luxury and classic cars. Since 2013, we have assessed, originated, managed and redeemed a large number of supercar loans, with loans ranging in value from tens of thousands to millions of rands.

In addition to our highly rated online platform, we operate a centralised call centre and branches in Cape Town, Port Elizabeth, Durban and Johannesburg.

For a loan against a supercar or any other vehicle type, contact us on 0861 112 866 or simply complete and submit our online application form.

Complete an application now

APR & Loan period

Fixed rates range from 36% to 60% APR and payment options range from minimum 3 to maximum 24 months. Apart from the initiation and monthly fees shown below, the only additional fee is credit life insurance if the borrower does not have this already.


All accounts may be renewed if they are up to date.


All payments are made via EFT or direct deposits into Lamna’s bank account. There are no debit orders.


Non-payments may result in the matters being escalated.

Illustrative example

Client borrows R10,000 for 90 days.

Repayment Period
Monthly Repayment
Total Cost of Loan
Monthly Fee
(Interest + Service Charge)
Loan Amount


Repayment Period

3 months

Monthly Repayment


Total Cost of Loan


Initiation Fee


Monthly Fee (Interest + Service Charge)




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